Social media is buzzing with claims of a $500 per month increase for Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) benefits starting in June 2025. This news has sparked hope among seniors and individuals with disabilities who rely on these payments to cover daily expenses. But is this increase real, or just another online rumor? Let’s dive into the facts about the 2025 SSI and SSDI payments, clarify the 2.5% COLA increase, and explain what you need to know to stay informed.
Is There a $500 Per Month Increase for SSI and SSDI?
Despite widespread online chatter, the $500 per month increase for SSI and SSDI benefits in June 2025 is not true. The Social Security Administration (SSA) has not announced any such boost. Instead, the SSA has confirmed a 2.5% Cost-of-Living Adjustment (COLA) for 2025, which slightly raises monthly payments to account for inflation. This adjustment applies to both SSI and SSDI benefits but falls far short of the rumored $500 increase.
The confusion likely stems from misinformation or misinterpretations of the COLA announcement. Always check ssa.gov for official updates to avoid falling for rumors.
What Are the 2025 SSI and SSDI Payment Rates?
The 2.5% COLA for 2025 has increased SSI and SSDI payments, but not by $500 per month. Here’s a breakdown of the updated monthly payment rates:
| Payment Type | 2025 Monthly Amount |
|---|---|
| SSI for Individuals | $967 |
| SSI for Couples | $1,450 |
| SSDI (Non-Blind) | $1,620 (average) |
| SSDI (Blind) | $2,700 (average) |
For comparison, the average SSDI payment is often cited around $4,018 in some reports, but this varies based on individual work history and disability status. The SSI payments of $967 for individuals and $1,450 for couples are standard federal maximums, though other income may reduce these amounts.
Who Qualifies for SSI and SSDI Benefits?
To receive SSI or SSDI benefits, you must meet specific criteria set by the SSA:
- SSI Eligibility:
- Age 65 or older, blind, or disabled.
- Limited income (below $2,019 for individuals or $3,000 for couples).
- Limited resources (under $2,000 for individuals or $3,000 for couples, excluding certain assets like a home or car).
- U.S. citizen or eligible non-citizen living in the U.S.
- SSDI Eligibility:
- Have a qualifying disability that prevents substantial work.
- Earned sufficient work credits (typically 40 credits, with 20 earned in the last 10 years).
- U.S. citizen or eligible non-citizen.
If you’re already receiving SSI or SSDI, the 2.5% COLA will automatically apply to your 2025 payments. No additional $500 increase is planned.
When Are SSI and SSDI Payments Issued in June 2025?
SSI and SSDI payments follow a fixed schedule. For June 2025, here’s when you can expect your funds:
| Payment Type | Date | Payment Details |
|---|---|---|
| Social Security/SSDI (Born 1–10) | 2nd Wednesday | June 11, 2025 |
| Social Security/SSDI (Born 11–20) | 3rd Wednesday | June 18, 2025 |
| Social Security/SSDI (Born 21–31) | 4th Wednesday | June 25, 2025 |
| SSI | 1st of the month | May 30, 2025 (early for June) |
SSI payments are issued on the first of each month, but if it falls on a weekend or holiday, payments are sent the prior business day (hence May 30 for June). SSDI and other Social Security payments are based on your birth date, spreading out delivery to manage processing.
How Are Payments Delivered?
The SSA offers three ways to receive SSI and SSDI payments:
- Direct Deposit: Fastest and most secure, sent to your bank account.
- Direct Express® Card: A prepaid debit card for those without a bank account.
- Paper Check: Less common, mailed to your address, but slower.
To avoid delays, enroll in direct deposit via ssa.gov or contact the SSA at 1-800-772-1213.
Why the $500 Increase Rumor Persists
The rumor of a $500 per month increase likely stems from confusion over the 2.5% COLA, discussions about state supplements, or unverified social media posts. Some sources may also misinterpret proposals for larger federal benefits that haven’t been approved. The SSA has clarified that no such $500 boost is planned for June 2025. If any changes occur, the SSA will notify beneficiaries through official channels like ssa.gov or mailed notices.
What Should You Do to Stay Prepared?
To ensure you receive your SSI or SSDI benefits without issues:
- Verify Eligibility: Confirm you meet SSA criteria, especially if you’re a new applicant.
- Update Your Information: Keep your bank details and address current with the SSA to avoid payment delays.
- Report Changes: Notify the SSA of any changes in income, disability status, or household details to prevent overpayments.
- Check Official Sources: Rely on ssa.gov for accurate updates and ignore unverified claims about a $500 increase.
- Apply Early: If you’re not yet enrolled, apply for SSI or SSDI online, by phone (1-800-772-1213), or at a local SSA office.
Beware of Scams
Rumors like the $500 per month increase can attract scammers posing as SSA officials. Never share your Social Security number or bank details with unsolicited callers or websites. Verify all information through ssa.gov or by contacting the SSA directly.
Key Takeaways
The $500 per month increase for SSI and SSDI in June 2025 is a rumor with no official confirmation from the Social Security Administration. The real increase is a 2.5% COLA, raising SSI payments to $967 for individuals and $1,450 for couples, and SSDI to an average of $1,620 (non-blind) or $2,700 (blind). Payments will arrive on schedule in June 2025, based on your birth date or the first of the month for SSI. Stay proactive by keeping your SSA records updated and relying on ssa.gov for trustworthy information.
FAQs
Is the $500 per month increase for SSI and SSDI real?
No, it’s a rumor. The 2025 increase is only 2.5% due to the COLA.
How much are SSI payments in 2025?
$967 per month for individuals and $1,450 for couples.
What is the average SSDI payment in 2025?
Around $1,620 for non-blind recipients and $2,700 for blind recipients.
When will June 2025 SSI and SSDI payments be issued?
SSI on May 30, 2025 (early); SSDI on June 11, 18, or 25, based on your birth date.
How can I apply for SSI or SSDI?
Apply online at ssa.gov, call 1-800-772-1213, or visit a local SSA office.